Benefit Design Services (referred to as the “Company”) is a locally owned company operating and serving individuals and businesses in West Virginia. By using our web site, you acknowledge and agree to the following terms and conditions that apply to all content on the site. If you do not agree these terms and conditions, please discontinue use of this site. We reserve the right to change these terms and conditions periodically without notice to user. Please review this document periodically for any updates or changes.
No Warranty of Accuracy of Information
All information provided on this web site is for information purposes only. It is not intended to create, promote or imply a client relationship, and should not be interpreted as legal or professional advice, nor is there any guarantee of services and pricing. The Company makes every attempt to keep the information on this site accurate and up to date. However, viewers are cautioned to seek professional advice before making any decisions regarding insurance, employee benefits, or other business matters.
Use of this Site at Own Risk
Use of this web site is at your own risk. None of the parties involved in creating, producing, delivering or maintaining the web site are liable for any damages, or any and all claims, losses, costs or expenses of any kind directly or indirectly, through the use of this web site, or through your downloading of any materials from this web site. This includes anything caused by any viruses, bugs, hardware, software or program malfunctions, or any other errors or failures.
The website collects general demographic information from our visitors using Google Analytics. This data is used to identify user habits and interests so that the website can better meet the user’s needs. This information does not include any personally identifying information and is used as part of the collective statistics.
Your Contact Information
If you submit a request via a form on our website, we will only use the information to research and respond to your inquiry. The Company does not sell or otherwise distribute contact information unless required by law. E-mail addresses are used for communication purposes only and are not sold or otherwise used for marketing purposes.
Any collected information is not used for any other purpose, and are not shared with other groups or individuals.
How Are Cookies Used On The Benefit Design Services Website?
The cookies used on the Benefit Design Services website fall into the following categories:
Essential – Some cookies on our website are essential for us to be able to provide you with a service you have requested. An example of this would be a cookie used to enable you to log into your account on the web site or which allows communication between your browser and the web site. Our cookie preference cookie described in the section “How can I reject or opt out of receiving cookies?” is also an essential cookie. You may not be able to fully use our web site without these cookies.
Analytics – We use analytics cookies to understand how users engage with our website. These statistics help us understand how our visitors are using our web site and what information you find important. We can then tailor our web site to better fit your expectations. Without these cookies, we would find it difficult to analyze how well our web site was performing and how we can best improve it.
Interest-Based Advertising – Everyone has noticed that when you visit websites you will be shown advertisements for products and services you may wish to buy. To ensure that the advertisements you see are relevant, third-party cookies may be used to collect information about the types of things that interest you, for example, web sites you visit and the geography that you are based in. Having these cookies does not increase the number of adverts you will be shown, but simply makes the adverts you see more relevant. Please see our “Third Party Cookies” section below for more details.
Can I reject or Opt Out of Cookies?
If you do not wish cookies to be stored on your machine, you can do the following:
Delete the cookies from your browser. Most browsers also allow you to prevent all or some cookies being stored on your machine in the future. For more information on how to delete or disable cookies from your browser please use the “help” function within your browser or alternatively visit http://www.allaboutcookies.org/.
Please note that Benefit Design Services cannot always control third-party cookies stored on your machine from our website. In these cases, you will need to visit the third party’s website to manage the cookies. Please see our “Third-Party Cookies” section below. Also please be aware that disabling cookies may affect the functionality of our web site.
Some of the cookies described above are stored on your machine by third parties when you visit our website. Third parties may also read cookies on your browser to collect information or to serve content or advertisements to you. We have no control over these cookies or how the third parties use them. They are used to allow that third party to provide a service to us, for example, analytics. For more information on these cookies and how to disable them, please see:
Internet Advertising Bureau website at https://www.youronlinechoices.com/ where you will be able to opt out of receiving Interest-Based Advertising cookies:
- Type of cookies: Analytics – Google provides anonymized data about the visits made to our website.
- Social Sharing – Google also stores cookies which allows social sharing functionality.
- Interest-Based Advertising – Google tools may also collect data for the purpose of interest-based advertising.
- More information and how to opt out: https://policies.google.com/privacy?hl=en&gl=us
Benefit Design Services may add additional social media interfaces, and may update this policy from time to time so you may want to check it each time you visit our website.
Content from Other Websites
Links to Other Websites
Occasionally, Benefit Design Services staff includes helpful links on our website. These sites are external to our web site and linking does not implying any approval, association, sponsorship, endorsement or affiliation with the site. We are not responsible for the content of any other web site, including the accuracy, relevancy, reliability, or decency of any information, data, opinions, advice or statements contained therein.
If you have any questions or concerns about the use of this web site, please contact us via email or call us at (304) 525.4237.