Selecting the right health insurance plan can be daunting, whether you’re applying for Medicare or exploring options under the Affordable Care Act (ACA) in West Virginia, Kentucky, and Ohio. Benefit Design Services is here to provide expert guidance to help you navigate through the complexities of Medicare and individual health insurance options.

Understanding Individual Health Insurance Options

The ACA, also known as Obamacare, has expanded access to health insurance for millions of Americans. However, choosing the right plan from the Health Insurance Marketplace can be overwhelming. Benefit Design Services simplifies this process by walking you through all your options, explaining terms and benefits, and helping you select a plan that meets your needs and budget.

Deep Dive into Medicare and Supplements

For those eligible to apply for Medicare, understanding the difference between various Medicare plans and supplements is crucial. Medicare Advantage plans and Part D plans offer different levels of coverage and come with their own set of benefits and limitations. Our experts can help you assess your healthcare needs, compare Medicare plans, and decide on the best Medicare coverage for your situation.

Client Success Stories

Many of our clients have benefited from our personalized approach to insurance guidance in West Virginia, Kentucky, and Ohio. For example, a recent retiree was struggling to choose between multiple Medicare supplement plans. With our assistance, they found a plan that covered all their medical and prescription needs without breaking the bank. Their testimonial speaks volumes about the peace of mind our clients gain from our services.


Navigating Medicare and ACA plans doesn’t have to be a solo journey. With Benefit Design Services, you gain a partner who can demystify the process and ensure you make informed decisions about your healthcare coverage.