Why Choose Benefit Design Services?

We Are Here to Help

Benefit Design Services, LLC is an independent agency. We look for the right solution to your insurance needs, and we are not “tied down” to any one carrier. We don’t do business with a carrier that requires a certain level of production to maintain our contracts. We feel that relationships are to be carefully guarded, and we want to keep our clients satisfied that we are looking out for their best interests.

We specialize in Group Employee Benefits. While some agencies “dabble” in benefits, we focus solely on them. When we began in 1989, we recognized a great need to help employers wade through the terms, rules, laws, and directives that were being placed upon them. Today, those issues are even more real! PPACA, COBRA, TEFRA, HIPAA, Section 125, and Qualifying Events are just a few of the terms concerning today’s employers. Our specialists understand the requirements and the options available. We can help you meet the specific requirements for your business and choose the best solution available for you and your employees.

Benefit Design Services is more just a sales agency! Our staff continues to work with our clients to help them and their employees. Most employers do not have the time nor the staff to help their employees, so our specialists step in to assist with any issues or questions that arise.  All insurance companies have toll-free numbers to their customer service departments, but a local contact can make all the difference. We understand our local situations and are concerned about each employee’s issues. Often, an explanation or clarification is all that is needed.

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Meet Our Team

John SnodgrassBenefit Specialist
John has been in the insurance business since 1983, starting with Met Life, moving to Blue Cross, and then starting Benefit Design with Bob Crabtree and Stephen Jones in 1989.

John is the song leader at Liberty Baptist Church in Milton, WV, and Christy is the pianist. John also is a frequent “fill-in” for Gospel Quartets when the need arises. He lives in Hurricane, WV with his wife Christy. He is on the Board of Directors at the Huntington City Mission, as well as the Green Valley Volunteer Fire Department.

Robert CrabtreeBenefit Specialist
Bob has been in the business since 1985. He began with MassMutual, and then began working toward health insurance more and more. He and Stephen Jones decided to start the agency, and soon after finding John, Benefit Design Services was born. Bob lives in Huntington with his wife Kim, and has three children, Seth, Blaine, and Courtney, five grandchildren, and several nieces and nephews, who are always coming to “Bobba’s and Mimi’s house.”
Seth CrabtreeIndividual and Senior Products Benefit Specialist
Seth, Bob’s oldest son, joined our team in 2020 and is focusing on Individual and Medicare products . A graduate of Marshall University, Seth lives in Huntington, WV, is an avid sports fan and trivia aficionado. Seth is also a licensed Realtor, a member of The Huntington Board of Realtors and a Senior Real Estate Specialist.
Judy TaylorAdministrative Assistant
Judy L. Taylor, administrative assistant since 1998, came to health insurance after earning B.A. and M.A. degrees at Marshall University in Huntington, WV, and the Ph.D. in historical musicology at The University of Texas at Austin. She lives in Huntington with her husband, Gary W. Taylor.

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