Benefit Design Services, LLC is an independent agency. We look for the right solution to your insurance needs, and we are not “tied down” to any one carrier. We don’t do business with a carrier that requires a certain level of production to maintain our contracts. We feel that relationships are to be carefully guarded, and we want to keep our clients satisfied that we are looking out for their best interests.

We specialize in Group Employee Benefits. While some agencies “dabble” in benefits, we focus solely on them. When we began in 1989, we recognized a great need to help employers wade through the terms, rules, laws, and directives that were being placed upon them. Today, those issues are even more real! PPACA, COBRA, TEFRA, HIPAA, Section 125, and Qualifying Events are just a few of the terms concerning today’s employers. Our specialists understand the requirements and the options available. We can help you meet the specific requirements for your business and choose the best solution available for you and your employees.

Benefit Design Services is more just a sales agency! Our staff continues to work with our clients to help them and their employees. Most employers do not have the time nor the staff to help their employees, so our specialists step in to assist with any issues or questions that arise.  All insurance companies have toll-free numbers to their customer service departments, but a local contact can make all the difference. We understand our local situations and are concerned about each employee’s issues. Often, an explanation or clarification is all that is needed.